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Health Insurance

Health Insurance

Your MAPFRE Middlesea Health Insurance policy includes a wide range of interesting benefits for you and your family:

  • We offer you different levels of cover to best suit your individual requirements and budget: Basic, Hospital, International, Family Health.
  • We offer you cost-reducing options, such as Basic, Hospital or International in-patient cover only schemes, that pay for valuable in-patient treatment charges.
  • Routine and Preventive Care Cover can be purchased at an additional premium with all our Inpatient and Outpatient policies.
  • The Loss of Income Cover is included in our International Inpatient and Outpatient Scheme and can be purchased at an additional premium Hospital Inpatient and Outpatient Scheme.
  • Dental Cover can be purchased at an additional premium with all our Inpatient and Outpatient Schemes.
  • Waiver of Standard Exclusions Extension is offered at an additional premium with our Hospital and International Inpatient and Outpatient Schemes
  • Telephone assistance for International Medical Emergency is offered free of charge on all levels of cover.
  • Under the International Inpatient and Outpatient Scheme which covers you worldwide except USA and Canada, we offer a limit for emergency cover only in the USA and Canada should this be required. We also cover Airfares from Malta to Europe involving a minimum 7 night inpatient stay in a hospital outside Malta and Hotel Accommodation in Europe whilst receiving treatment outside Malta.
  • We provide further flexibility by letting you introduce a voluntary excess of 10% or 20% and enjoy a further reduction in your premium.
  • Our 24-hour telephone medical advice service, Mediphone, provides you the possibility to contact a doctor who can offer guidance in any health-related circumstance.
  • Second Medical Opinion service program: If you are diagnosed with a severe illness and would like to get further information, this benefit gives you access to a network of recognised international medical experts.
  • Both Mediphone and Second Medical Opinion service are provided at no charge on policyholders having a Hospital International scheme. Policyholders opting for the Basic Scheme may subscribe these additional benefits at a nominal premium.
  • Accommodation for 1 adult relative staying with a child under 16 is fully refunded for the Hospital and International Schemes.
  • Consultant oncologist fees for all the active phase of the cancer treatment are full refunded for Hospital and International Schemes. Hospital charges for cancer tests and drugs, including chemotherapy and radiotherapy for each course of treatment are also included.
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