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Health Insurance

You cannot foresee what medical treatment you might require. Think ahead and protect yourself and your loved ones. MAPFRE Middlesea’s Health policy ensures that you and your family benefit from any treatment you may need in a comfortable environment and that you are cared for in an optimal manner. The MAPFRE Middlesea Health Insurance Schemes offer customers the freedom to choose the level of cover that best suits their individual requirements and budget. They are more accessible, easier to understand, more comprehensive and above all more flexible.


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Whichever scheme customers choose, it will enable them to access the best medical care at times and locations that suit them most, whilst offering peace of mind for them and their loved ones.

These schemes provide THREE levels of cover, with the first two valid in Malta only, and the third scheme providing cover on a worldwide basis except USA and Canada. The schemes offering In-patient and Out-patient cover are:

  • Basic Scheme
  • Hospital Scheme
  • International Scheme

In order to make its schemes more accessible to a wider section of the public, Mapfre Middlesea p.l.c. is also introducing a number of cost-reducing options whereby the applicable premium may be significantly improved when the following variations are selected:

  • Basic Scheme (In-patient cover only)
  • Hospital Scheme (In-patient cover only)

These two variations provide insurance protection for hospitalisation as an in-patient. By opting not to be covered for out-patient treatment and consultations, a person could still have the peace of mind that he/she is covered for expensive in-patient treatment costs.

Further flexibility is provided by allowing customers to introduce a voluntary excess of 10% or 20% and enjoy a further reduction in their premium.

We care for your health as if it were our own. Read how you can get a second opinion from an international panel of doctors.

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