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Group Life Lite Plan

Group Life Lite Desktop

Group Life cover is operative 24/7 worldwide. The MAPFRE Middlesea p.l.c. policy is a Maltese contract and is governed by Maltese Law.

Key Features

Premium Payment Frequency
Annual

Basis of Life Cover

Death of a Member Insured

Duration of the Plan

12 months renewable policy

Age limits of Person Covered

The person covered must between the ages of 18 and 65 when the Plan starts

Number of Members

Minimum 5 members and Maximum 100 members

Policy Owner

The Policy Owner is a corporate entity or organization, responsible for the group

Beneficiary

The Policy Owner

Plan Benefits

Death Benefits

Lump sump payment of the sum assured selected at the start of the policy period in the event of death of the Member insured. Cover will expire once a member reaches the age of 65 or at the end of the policy period whichever is the latter.


Optional Additional Benefits (against payment of an additional premium)


Accidental Death Benefits and Permanent Total Disability 

If death occurs as a result of an accident or you are unable to work due to an accident or illness, then the policy will pay a lump sum equal to the sum assured selected at the start of the policy period. Cover will expire once a member reaches the age of 65 or at the end of the policy period whichever is the latter.


When does the cover start and end?

• The contract will commence from the start date shown on the policy schedule.

• It will also end on the expiry date or ‘to’ date shown on the policy schedule unless cover is cancelled before.

• If cover is cancelled, an endorsement will be sent to you showing the date of cancellation.

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