As a Shareholder you are entitled to a discount of 15% off the Net Policy Premium of the following products:
- Motor Insurance (excluding Fleet and Hire & Reward Policies).
- Home, Commercial Home and Condominium Insurance (excluding membership of existing Schemes).
- Travel Insurance (excluding membership of existing Schemes).
- Personal Accident Insurance (excluding Groups).
- Health Insurance (excluding Groups).
- Boat Insurance.
- Professional Indemnity Insurance.
- Commercial Plan and SME Insurance.
Where policies are issued in the name of a commercial entity, shareholders must prove beneficial ownership of at least 51% of the entity. Where applicable, the Shareholders’ Discount is allowed in lieu of a Staff Discount and a Home & Motor Discount. MAPFRE Middlesea's standard underwriting criteria applies to all policies including the application of minimum policy premiums.