Table of Compensation

Section	Benefits	Budget	Economy	Club
1	Cancellation & abandonment Excess	€698.81 (Lm300) €23.29 (Lm10)	€2,329.37 (Lm1,000) €34.94 (Lm15)	€3,494.06 (Lm1,500) €46.59 (Lm20)
2	Medical emergency Excess	€23,293.73 (Lm10,000) €23.29 (Lm10)	€174,703 (Lm75,000) €34.94 (Lm15)	€232,937.34 (Lm100,000) €46.59 (Lm20)
3	Hospital Benefit* Excess	€116.47 (Lm50)                nil	€465.87 (Lm200)                nil	€465.87 (Lm200)                nil
4	Your liability to others Excess	€1,164,686.70 (Lm500,000) €23.29 (Lm10)	€1,164,686.70 (Lm500,000) €34.94 (Lm15)	€1,164,686.70 (Lm500,000) €46.59 (Lm20)
5	Delayed departure** Excess	€139.76 (Lm60) nil	€139.76 (Lm60)                nil	€232.94 (Lm100) nil
6	Missed departure Excess	€232.94 (Lm100)                nil	€698.81 (Lm300) nil	€1,397.62 (Lm600) nil
7	Personal accident If under 16 years Excess	€9,317.49 (Lm4,000) €4,658.75 (Lm2,000) nil	€18,634.99 (Lm8,000) €9,317.49 (Lm4,000) nil	€34,940.60 (Lm15,000) €17,470.30 (Lm7,500) nil
8	Personal belongings Limit for any one article Limit for valuables Excess	€698.81 (Lm300)                €232.94 (Lm100)                €465.87 (Lm200) €23.29 (Lm10)	€1,164.69 (Lm500) €349.41 (Lm150)                €698.81 (Lm300)                €34.94 (Lm15)	€2,096.44 (Lm900) €465.87 (Lm200) €698.81 (Lm300)                €46.59 (Lm20)
9	Delayed luggage*** Excess	€116.47 (Lm50)                nil	€174.70 (Lm75) nil	€232.94 (Lm100)                nil
10	Loss of passport Excess	€116.47 (Lm50)                 nil	€174.70 (Lm75)                 nil	€232.94 (Lm100)                 nil
11	Personal money Excess	€582.34 (Lm250) €23.29 (Lm10)	€931.75(Lm400)                €34.94 (Lm15)	€1,397.62 (Lm600) €46.59 (Lm20)
12	Hijack**** Excess	€465.87 (Lm200)                nil	€465.87 (Lm200)                nil	€465.87 (Lm200)                nil

* €23.29 (Lm10) per day, in addition to Benefit 2. Maximum limit for Budget: €116.47 (Lm50); Maximum limit for Economy and Club:  €465.87 (Lm200).

** €46.59 (Lm20) for every 12hr period. Maximum limit for Budget and Economy: €139.76 (Lm60); Maximum limit for Club: €232.94 (Lm100).

*** If delayed for at least 12 hrs at destination.

**** €116.47 (Lm50) for every full 24hr period up to €465.87 (Lm200).

Valuables shall refer to Jewellery, furs, articles containing precious metals or stones, watches binoculars, telescopes, photographic, audio and video equipment.

Note:

1.       Rates indicated are valid for persons between the ages of 16 and 70 both inclusive.

2.       Persons aged between 71 and 79 are charged double the rates. A medical certificate of good health must be submitted.

3.      Children under 2 will be covered free if accompanied by an insured adult. Children between 2 and 15 will be charged 60% of the rate quoted.

4.       Increased Accidental Death/Permanent Total Disability for each scheme for any area, additional €2.91 (Lm1.25) for each additional €2,329.37 (Lm1,000) or part thereof.

5.       Increased baggage or money cover for each scheme for any area. €2.33 (Lm1.00) for each additional €232.94 (Lm100) or part thereof.

6.       Increase in the limits for specified single items or valuables for each scheme for any area, add €2.33 (Lm1.00) each additional €232.94 (Lm100) or part thereof in excess of the limits as per Table of Compensation. An updated valuation/receipt must be produced.

Winter sports will be covered at 3 times the rates quoted.