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The demands faced by today’s motorists are very exacting. The Middlesea Private Fleet Insurance Motor Policy is designed to provide the security, peace of mind and service which you, as our insured expect.

Choice of covers
The Middlesea Insurance Motor Policy give you a choices of three covers:

Third Party
Third Party Fire and Theft
Comprehensive

Benefits
Under the Comprehensive cover, Middlesea Private Fleet Insurance policyholders benefit from:

An limit of €116.47 (Lm50) for authorisation of minor repairs
Up to €4,658.75 (Lm2,000) Personal Accident cover to the insured and spouse
Up to €232.94 (Lm100) cover for rugs, clothing and personal effects

Middlesea Private Fleet Motor Insurance - Summary of Cover

Summary of cover	Comprehensive	Third Party Fire & Theft	Third Party only

Legal liability to other people including passengers, following an accident involving the vehicle anywhere within the EU, Norway, Switzerland, Iceland and Liechtenstein	x	x	x
Legal fees and expenses for defending any proceedings in a Court of Law in connection with a traffic accident involving the vehicle	x	x	x
Damage to the vehicle caused by fire or theft	x	x
Use by the motor trade	x	x
Accidental/Malicious damage to the vehicle	x
Medical expenses up to €116.47 (Lm50)	x

Optional Extensions
The Comprehensive Motor Policy may be extended for a small additional premium with the following optional covers:

Increase in medical expenses cover
Increase in the loss of use cover

Ways to reduce your premium
As a valued Middlesea Insurance policyholder you may take advantage of the following discounts to reduce your Motor insurance premiums:

10% discount for One person Driving (25 years of age and over)
7.5% discount for Two Named Persons only driving (25 years of age and over)

Note: Full policy wordings are available on request.

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	Middlesea Insurance p.l.c. Middle Sea House Floriana, FRN1442 Malta

	Tel: (+356) 21246262 Fax: (+356) 21248195

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Middlesea Insurance p.l.c. is a company authorised under the Insurance Business Act, 1998 to carry on both Long Term and General Business and is regulated by the Malta Financial Services Authority.Registration Number: C5553.

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