The NEW Middlesea Health Insurance Schemes offer customers the freedom to choose the level of cover that best suits their individual requirements and budget. They are more accessible, easier to understand, more comprehensive and above all more flexible.

Best medical care

Whichever scheme customers choose, it will enable them to access the best medical care at times and locations that suit them most, whilst offering peace of mind for them and their loved ones.

Three levels of cover

These schemes provide THREE levels of cover, with the first two valid in Malta only, and the third scheme providing cover on a worldwide basis except USA and Canada.  The schemes are:

• Basic Scheme
• Hospital Scheme
• International Scheme

Cost-reducing options

In order to make its schemes more accessible to a wider section of the public, Middlesea Insurance is also introducing a number of cost-reducing options whereby the applicable premium may be significantly improved when the following variations are selected:

• Basic Scheme (In-patient cover only)
• Hospital Scheme (In-patient cover only)

These two variations provide full insurance protection for hospitalisation as an in-patient.  By opting not to be covered for out-patient treatment and consultations, a person could still have the peace of mind that he/she is covered for expensive in-patient treatment costs.

Further flexibility

Further flexibility is now being provided by allowing customers to introduce a voluntary excess of 10% or 20% and enjoy a further reduction in their premium.